Money-Making Apps, For those who want a way to make money through a quick and easy method, apps offer a variety of options to think about. You can make use of your smartphone to conduct surveys, pick up a side hustle, sell items that you don’t want and more.
Here’s the latest information on fourteen money-making apps that are free. NerdWallet evaluated apps with at the very least 3.8-star ratings and over 25,000 customer reviews on both Google Play and the iOS App Store.
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14 of the top Money-Making Apps
If you’re trying to find ways to manage your budget many apps will allow you to earn cash or make savings on your everyday purchases. These apps can allow you to utilize your smartphone to pick up a side job or conduct online surveys, offer items that you don’t need, reduce your expenses and many more. The top Money-Making Apps allow you to join for no cost, earn money promptly, and also set your schedule. These are our top choices for 2024 all are in our article : 14 Best Money-Making Apps for 2024.
1- Ibotta
What it does: Ibotta lets you earn cash back on online and in-store purchases at over 2,000 merchants. It was initially designed for groceries but has since expanded to include entertainment, clothing and dining out, pet food and many other categories. The offers can be either product- or specific to a particular retailer. For other offers, you’ll be required to complete a second job, like watching an instructional video or taking an online poll.
There are three options to earn cash back at shops: add offers and send in your receipt to the app following your shopping spree (you have seven days to submit your receipt via the app). Connect your loyalty accounts with retailers or purchase a gift card using Ibotta. Ibotta app. When you shop online, you can shop using the app or by using the browser extension Ibotta on your personal computer.
Payment options: PayPal, digital gift card, or direct deposit to an account at a bank.
Pros: You’ll get cash back for purchases in-store promptly, typically in less than 24 hours. Ibotta also provides new users with a welcome reward, customers, referral bonuses, and various payment options.
Pros: Earning money can be a long process. It is necessary to have at least $20 cashback in order to spend your profits (some gift cards require at least $25 earnings). When shopping online, the time frame for cash back earnings varies depending on the retailer. Ibotta also charges a maintenance fee for inactive accounts (no activities for 180 calendar days) or accounts that are deactivated. The fee is taken from your account balance, not your bank account.
2- Rakuten
What it does: Rakuten (formerly known as Ebates) offers shoppers cashback on purchases made at famous restaurants and well-known stores as well as food delivery service. Customers are also able to earn cash back on gift cards, travel and many more. It’s easy: create an account, then tap the retailer you want to shop within the app and make your purchase via the portal. You can also add your debit or credit card to the Rakuten accounts to receive cashback in-store, provided that you enable the offer through Rakuten first. Rakuten will credit the cashback to your account when it has verified your purchase at the store.
Payment: PayPal or “Big Fat Check.”
These are our top choices for 2024 all are in our article : 14 Best Money-Making Apps for 2024.
Benefits: Many shops and purchases qualify for cashback, so you’ll probably find bargains where you’ve already shopped. New users will receive an incentive to welcome them after making their first purchase, which is eligible for cash back. Additionally, you can earn referral bonuses and sign-up bonuses. You can have a positive impact through the cash back you earn by donating a portion of it to non-profit partners.
Cons: Like the majority of cashback programs, you must spend money to earn money. The cashback won’t be visible immediately, however; Rakuten sends out payments every three months based on the payment schedule of the company, and you have to reach the minimum balance of cashback before you can receive your money. In contrast to other apps, such as Ibotta, however, you must ensure that you have initiated your purchase through your app before you make it. If you don’t remember and then complete your purchase outside it, then you won’t be credited retroactively.
The management of your money has been made simple.
NerdWallet monitors your earnings as well as your bills and gives you ways to save.
Rakuten Rewards (formerly Ebates) offers cash back, deals coupons, and deals at more than 3,500 stores, from clothing and electronics to food and ridesharing. Join for a no-cost account in under 30 seconds, and then begin shopping on Rakuten.com or the Rakuten application, as well as the browser extensions. It is also possible to link merchant offers to your credit card in order to get cashback in stores. Rakuten Rewards will notify you whenever it credits cashback to your account. You’ll receive a check every three months, either by cheque or PayPal.
These are our top choices for 2024 all are in our article : 14 Best Money-Making Apps for 2024.
Pros:
- Unlimited cash and back
- A $10 welcome bonus is offered to new users
Cons:
- Certain cashback rates are quite low.
- Cash back is awarded every three months
3- Swagbucks
Swagbucks allows you to earn points through simple tasks such as answering surveys, playing games, watching videos, or searching on the internet. Additionally, you can earn cashback and gain access to coupons and deals that are exclusive when you shop at more than 1,500 retailers in stores and online (including grocery stores). Membership is completely free, and you can exchange your points for gift cards at retailers such as Amazon and Walmart or receive cash back through PayPal.
What is it? Swagbucks is an app that offers cashback and rewards applications. You earn points, referred to as “SB,” by shopping online (there are more than 1500 participating merchants), conducting surveys and watching videos, participating in games, or completing other obligations through Swagbucks. The points can be exchanged to purchase gift cards or cash back into the account you have on your PayPal account. The amount of points you earn can be different depending on the type of job. For instance, surveys typically cost between 40 and 200 SB points per survey. The minimum amount of balance needed to redeem varies based on the option of payout you select. However, certain gift cards can be purchased with as little to 110 SB.
Payments: E-gift cards or PayPal. You can also exchange SB for Bitcoin via the innovative Cryptovoucher Card. Gift Card options.
These are our top choices for 2024 all are in our article : 14 Best Money-Making Apps for 2024.
Benefits Swagbucks has a number of easy methods to accumulate rewards and there’s no time limit to cash out. The payments usually arrive within 10 days of redemption. There is also an extra $10 when you make an eligible purchase of $25 when you sign up.
Cons: It’s not worth any money; one SB is about one cent. Since many tasks are that are worth penny-worth, it could take quite a bit of effort and time to earn an amount of cash. You won’t be able to qualify for every task or survey; however, users can earn as much as 5- SB per day in the event that they don’t qualify. Many users report being removed from surveys when they are taking them. It could be because of the demographics of the population or untruthful or untrue answers, as per Swagbucks.
Pros:
- There are many options to earn a point
- You can redeem points to purchase gift cards or cash
Cons:
- Possibility of earning little
- Certain tasks can be time-consuming.
4- Fiverr
What it does: Fiverr is a freelancing marketplace with gigs available in more than 200 categories, including programming, animation and video. Sign up first before you can create your profile to be a “seller,” highlighting your expertise. Advertise the gig you’re promoting and include a price and a description of the offerings. Prices range from $5 to $995. Customers, also known by the name of “buyers,” can click through and make purchases. The money will be paid after you’ve completed the task. Fiverr determines the level of the seller according to the performance of the seller. As you progress through the levels it will allow you to offer greater “extras,” such as an expedited delivery time.
Payment methods: PayPal or direct deposit to an account at a bank Payoneer, credit card to a Fiverr Reward Card (a prepaid credit card). The minimum withdrawal amount varies, and your payment processor may charge you a fee to withdraw depending on the option you select.
These are our top choices for 2024 all are in our article : 14 Best Money-Making Apps for 2024.
Benefits: You don’t need to worry about locating buyers since they will arrive at your door. Additionally, you can earn tipping. Fiverr also has great flexibility, which allows sellers to finish gigs on their own time or in conjunction with their normal work hours.
Cons: Fiverr will take 20 percent of your earnings from each gig, which includes tips. There’s also an average waiting time of 14 days to withdraw funds after you’ve completed the order (top-tier sellers must wait seven days before funds be withdrawn).
5- Upwork
What it does: Upwork connects freelancers with jobs in design, writing, marketing, and more on the market. The first step is to create an account. The profile should contain information including the field you’re interested in, as well as your experience as well as your availability and rate. After that, you’ll be able to send proposals. The clients will look them over and make suggestions if you appear to be a good fit.
Every month you start with a predetermined amount of “Connects,” which are like credits, which allow you to connect with potential clients. You are able to earn or pay a modest amount for additional Connects, however, you will not be charged for each time a client contacts you. You may be paid hourly or on a per-project basis.
These are our top choices for 2024 all are in our article : 14 Best Money-Making Apps for 2024.
Payments Payments made directly to U.S. Bank, direct to your bank account, wire transfer Instant Pay as well as Payoneer and PayPal. Certain charges apply to certain payment methods, so make certain to verify Upwork for specifics.
Pros: Upwork takes the burden of locating clients, developing relationships and receiving payments. Upwork also gives you the freedom to choose your rate and timeframe.
Pros: The app is free to download; however, making contact with a large number of customers costs money. Users are also charged fees for services. Upwork will take a 10% percent cut of your earnings, dependent on how much you’ve charged a customer. The higher your earnings and the higher your earnings, the more to keep. However, you won’t receive pay for 10 days after the billing period is over. Be aware, however, that you’re competing against fellow freelancers who use the same platform. So, clients might select those with low rates.
Upwork is a marketplace for freelancing that connects freelancers with customers. When you sign up and set up your profile, you’ll be able to present your ideas and bid for jobs in almost every job, industry and skill. You’ll invoice your clients and keep track of your earnings through Upwork. Decide how you’ll be paid (direct transfer or PayPal, Payoneer, as well as wire transfers) and pay an additional 10% freelancer cost on earnings.
These are our top choices for 2024 all are in our article : 14 Best Money-Making Apps for 2024.
Pros:
- Propose ideas and bid for jobs
- Payment protection ensures you get paid
Cons:
- 10% freelancer fee
- Get paid 10 days after the billing period ends
6- OfferUp
What it does: OfferUp, which combined with rival Letgo to be launched in the year 2020 acts as a local market you can make use of in order to sell your products. If you’re looking to make your offer more accessible, OfferUp also allows shipping everywhere in the United States except for Alaska, Arkansas and Hawaii. Register an account and take an image of your phone, car, sofa, or whatever you’re selling. Once you’ve uploaded an image, title, description and price, you’ll be ready to make your offer public and interact with buyers via the application. Then, you’ll send the item to or set up an appointment for the purchaser.
Payment: If you are selling in a local market, OfferUp recommends sellers take cash from customers and steer free of accepting payment via check, cashier’s checks or other applications. To ship items, sellers may make deposits through a debit card or bank account.
These are our top choices for 2024 all are in our article : 14 Best Money-Making Apps for 2024.
Pros: Making a listing is quick and easy, and you’ll receive payment immediately when you complete the sale in cash. You can also look up reviews of potential buyers and ratings to see the level of trust they have before. If you are shipping your item, the buyer is responsible for the shipping costs, and OfferUp will provide the label.
Cons: You’re accountable for meeting buyers locally in person and managing transactions. Sellers are required to pay a 12.9 percent service charge and a minimum amount of $1.99 for shipping. For success it is likely that you will require the use of a printer in order to create shipping labels and send products to buyers.
7- Poshmark
How it works: The Poshmark app is specifically designed to help you sell clothing accessories, clothes and even furniture. After sign-up, you can snap or upload pictures of the item you wish to sell and then write an item’s description, set the price and post the listing. It is also possible to feature products in the application’s “Posh Parties,” which are virtual shopping events focused on specific themes, categories, or brands. Poshmark will send you prepay and pre-addressed shipping labels after you have made a purchase. After that, you ship the package using USPS.
Payment options include: Credit card, PayPal, Venmo, Direct deposit or instant transfer into an account at a bank.
These are our top choices for 2024 all are in our article : 14 Best Money-Making Apps for 2024.
Advantages: Poshmark assists with the whole process, beginning with the sale and ending with shipping. Additionally, you don’t need to go to a meeting with strangers in order in order to close a deal. Poshmark will take care of the loss of packages and resolve any issues that arise between the seller and you. Paying the money is fairly quick and also fast. Poshmark pays the cash after three working days following receiving the purchase.
Cons: You’ll have to pay an amount to sell on Poshmark. The company charges the following commission: a $2.95 commission for sales less than $15 and a 20% commission on sales of $15 or more.
8- Survey Junkie is the best for online surveys: Survey Junkey.
Survey Junkey is an online community for market research. When you join, you can complete surveys in exchange for points that you can immediately redeem for e-gift cards and PayPal payments. You’ll be asked some questions and then create a profile in order to start, and after that, Survey Junkey will connect you with relevant surveys. You’re not going to earn a lot of money by taking the survey, but the firm states that it isn’t designed to substitute for a full-time job. However, the company says that you can earn a monthly salary of $40 through completing three surveys per day.
These are our top choices for 2024 all are in our article : 14 Best Money-Making Apps for 2024.
Pros:
- Earn money by completing brief surveys
- Use points to redeem e-gift cards or PayPal
Cons:
- Surveys may be inactive
- Certain surveys contain repetitive questions.
9- The best way to keep track of your money: Rocket Money
Rocket Money (the same company behind Rocket Mortgage) is a budgeting and management application that lets you view every financial account together and create budgets, manage the savings process, as well as track your credit score to ensure you can save more money, save money, and get (and remain) on the right track. The app is free. However, you’ll have to pay between $3 each month for premium services, which include cancellation of subscriptions, chat with a money specialist, as well as bill negotiations (which cost between 30% and 40% of your initial year’s savings).
Pros:
- A variety of budgeting and saving features
- Tracking and credit reports
Cons:
- The free version is not unlimited.
- Negotiating bills can be costly
10- Ideal option for drivers of delivery: DoorDash
DoorDash “Dashers” make money delivery of food and drinks from convenience stores, restaurants pet stores, food and grocery stores, and many more. To begin, join and apply online. Once you have registered, set your profile, and you can then schedule shifts or start dashing from the moment you sign up. You can choose the time and duration you’d like to earn and earn a fixed base rate for each order, along with tips. You can set up free payments on a weekly basis or be paid immediately following every single dash for free by using DasherDirect instant pay.
Pros:
- Make your hours
- Make sure you follow 100% of your advice
Cons:
- Costs for vehicles (gas wear and tear, etc.)
- In the meantime, there is no money to earn as you wait for food to be delivered
11- The best rewards for gas stations: Upside
Upside (formerly GetUpside) partners with local businesses to offer individual cashback promotions. While Upside provides cashback offers in grocery stores and restaurants, It is best known as a way to save people money on their fuel costs. Install the app, sign up for an account and allow Upside to connect to your location in order to show you offers in your vicinity. There, you can view and redeem offers, pay via a credit or debit card, upload your receipt, or sign in to the app. Upside is a way to verify your purchase and you can then transfer your winnings into the bank account of your choice, PayPal, or a gift card.
These are our top choices for 2024 all are in our article : 14 Best Money-Making Apps for 2024.
Pros:
- The app is user-friendly and shows a map of available products
- It is possible to combine loyalty programs with existing programs. It can be combined with existing loyalty.
Cons:
- Cash isn’t a good option.
- Some areas have only a few or no offerings
12- The best choice for active investors and traders: TradeStation
TradeStation HTML0 is well recognized for its desktop application, but mobile traders will love its newly refreshed mobile application. With its quick and secure sign-in, it offers advanced charts that are updated in real-time and advanced analysis, an intuitive order interface, easy tracking of orders as well as account monitoring and many more. It also has access to a pre-built list of hot lists including news, analyst ratings as well as earnings calendars. The app is compatible with the following types of trading: options, stocks and cryptocurrency trading. It also offers the ability to switch between sim and live trading environments.
Pros:
- Trade execution and advanced tools
- Trades with no commission
Cons:
- Not as durable as the desktop platform.
- A steep learning curve
13- The best option for passive investors is M1 Finance
M1 Finance is a cost-effective robot advisor designed for investors who are self-directed and want to manage their investment and banking as well as borrowing all in one application. It offers a Federal Deposit Insurance Corporation (FDIC). This insured savings account pays an APY of 5% (as of November. 2, 2023) and a Visa credit card that gives the possibility of 10% cashback and personal loans with no fees. Can be appealing to any. Self-directed investors will love M1’s high-margin loans and Digital tools, as well as automated investing, with dynamic rebalancing that keeps your portfolio’s balance in order.
Pros:
- Integrate banking, investment, and borrowing
- Automated trade with dynamic balance
Cons:
- A monthly fee of $10 to receive the best deals
- There is no access to advisors or recommendations
14- Ideal for promoting media and technology: Decluttr
Decluttr is a resale application that lets you sell media and tech items that you no longer need, including old laptops, smartphones, tablets, smartwatches, tablet game consoles, DVDs or video games. To begin installing the app, search for the item you wish for sale (or look up the barcode of your media) and receive an instant price estimate. If you accept the quote, Decluttr sends a free UPS shipping label. After Decluttr gets the item, you’ll receive payment via direct transfer and/or PayPal after 24 hours. In the event that Decluttr refuses to accept the item for any reason, it’ll ship the item back for free to you.
Pros:
- Accepts broken or old electronic devices
- There are no charges and fast payments
Cons:
- The value of the property isn’t a matter of negotiation.
- Decluttr may return your item.
Time Stamp: Money-making applications can boost your earnings
It’s important to set reasonable expectations when using applications that generate money. These aren’t get-rich-quick schemes. You may not make enough money to meet your needs. If you’re a gig worker, you will not receive employee benefits such as health insurance as well as a 401(k) or paid time off. Your earnings could be irregular.
Yet, apps that generate money can be a fantastic option to boost your earnings and enjoy the freedom of your timetable. Be aware that using different apps in conjunction could increase your earning potential. For example, if you use a car in order to use DoorDash, then you can make use of Upside (or its DasherDirect prepay Visa) to savings money at the gas pump. Every penny matters when it comes down to managing your budget.
Commonly requested questions (FAQs) – Money-Making Apps
Which apps can pay you instantaneously?
There’s typically a delay between when you earn money with an app for money making and the time you get it. The app you use will determine the time frame could be up to 10 days or more. Some apps, however, have low thresholds to request payouts. For instance, Survey Junkie lets you cash out for just $5 in profits. You may need to verify either your account at a bank or PayPal information prior to the app being able to transfer the money. This could take a few days.
Are apps for making money safe?
A lot of applications that generate money are safe. The legitimate ones will be open about their payment practices and also protect their users. If you’re not sure about an app’s legitimacy, you can research the business, check reviews from users, and then check the app’s Google Play or Apple App Store reviews and download stats.
What is the price of an app making money?
Most money-making apps are completely free to download and install; however, some apps allow purchases in-store to enable premium features or charge fees for users, which are usually deducted from the income. However, certain apps allow you to make money by distributing rebates. This means that you’ll have to pay to earn money. In these cases, think about whether you really require the product. It’s not financially sensible to purchase something you do not need to earn some discount.
Can I make money with free apps?
Yes, you can monetize free apps through advertisements, in-app purchases, and sponsored content.
Are there any upfront costs to create an app for making money?
While there may be development costs associated with creating an app, there are also ways to minimize or offset these costs through various tools and resources available online.
How much money can I realistically make from a single app?
The potential earnings from an app vary depending on factors such as the app’s popularity, user engagement, and monetization strategies. It is possible to earn a significant income with a successful app.
What are some effective ways to promote my app and increase revenue?
Utilize social media marketing, ASO (App Store Optimization), influencer partnerships, and targeted advertising campaigns to drive downloads and increase revenue.
In conclusion, money-making apps offer a convenient way for individuals to earn extra income through their smartphones. With a variety of options available, users can choose the app that best suits their skills and interests. While some apps may require more time and effort to see significant returns, others offer quick and easy ways to make money on the go.
Users need to research and understand the potential risks associated with using money-making apps, such as data privacy concerns and scam opportunities. Overall, incorporating money-making apps into your daily routine can be a lucrative opportunity to supplement your income or save for future goals. Take the time to explore different apps and start earning today.
